01
Use a question as your starting point
You do not need to read every guide at once. Pick the letter or date that brought you here. The posts below help you gather facts before you make a change.
The first post looks at the months before you turn 65. The second explains how to read a yearly plan notice. Neither post recommends a plan or makes a choice for you.
02
Keep the documents close
Write down the exact name of your current coverage and the date it may end. Save notices from Medicare, your job and any plan. Use the year printed on the document, not the year a search result appears.
Rules and plan details can change. Confirm the current rule with Medicare, Social Security or the plan before you act. Do not use a general post as a substitute for a notice sent to you.
03
Move from reading to a checklist
Each post links to a full guide for its main topic. Use those links when you need more detail. Keep your questions in a notebook so you can ask the same things of each source.
Do not post private health facts or account numbers online. This website has no comments or inquiry delivery. Your notes stay with you.
04
Ask what is still unknown
Use the public resources linked in each guide if you want independent help. Then check dates and facts against the documents for the year in which you plan to enroll.

